Bank Battle

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Noel going to battle with the bank over the phone. Photo by rawpixel on Unsplash

I watched Noel as she called the bank number she found in the telephone directory for what seemed like the tenth time. After the fifth call, Noel put each subsequent call on speaker for me to hear. She pressed various extensions to try to speak to someone but the phone just kept ringing.

“Now tell me if this is right. They take my money for the slightest thing but I can’t get anyone to answer the phone.”

“That is just wrong,” I reply as the phone just kept ringing in the background.

“I have an idea,” said Noel. She quickly dialed the number for the bank again but this time when the recording came on she pressed another extension number. After two rings there was an answer.

“Wealth management. How may I assist you?”

My mouth dropped open and Noel flashed me a huge smile. Then to my shock, she started speaking with a thick English accent.

“So, for me to speak to someone I must be wealthy because I’ve been calling the number for this bank more than fifteen times in the past thirty minutes. I’ve pressed every extension trying to get someone and this is the first time someone has answered the phone.”

The bank worker started to do the usual spiel, apologising. Seeing how she was sorry this And that while Noel in her thick English accent let her have it. I was hard-pressed not to laugh at the exchange I was hearing but by that time she was done, I fully understood her displeasure with the bank.

The person Noel got on the phone was at a totally different branch from where she banked and she needed to be transferred. Again I listened and all my head kept screaming was that the woman on the other end of the call was telling lies. As far as I was concerned each bank worker we encountered so far displayed massive content, like how dear we call them to complain. Even though they talked a good roll, it became obvious it was nothing but rehearsed words. By the time Noel got off the phone she still hadn’t gotten her problem fixed.

“No, my real question is why do I need a bank because as far as I’m concerned they do nothing for me. All they do do is take my money. I’m over it. It’s time to find a better way to operate,” said Noel.

“You have a good point,” I said nodding my head. “I’ll have a little chat with my hubby see what he says.”

“He’s rich. A businessman. Banks approach him differently. It’s just Joe-public who has to worry nowadays. They are raping us and not even hiding their faces when they do it. Protect your money Lindsay. Get it out of the bank.”

“I’ll talk to Mr. Divine.” I assured her.

After that drama, we went back to talking about random stuff having a good time but what Noel said why still on my mind. I was going to talk to Mr. Divine for sure. This was going to get interesting.

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Bank On That

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Never a boring moment with my friend, Noel. Photo by Thought Catalog on Unsplash

I went to visit my friend Noel after I came back from my trip to Europe to just relax and catch up on how things were going. While we were sitting there, her mail came in and I speak talk she opened the letters. When she ripped open the last one her growl of frustration filled the room.

“These people get on my last nerve,” said Noel as she waved the letter in her hand from side to side.

“What’s the matter?” I asked and she pushed what I soon realized the bank statement towards me.

“Look at that,” she said pointing to a particular line on her statement. What she was showing me was the line that said maintenance fees and the corresponding entry that said twenty dollars. After I read it my eyes widened.

“What? Why so much?” I asked looking at what she was showing me. “What bank is this?”

She pointed to the letterhead.

“I don’t bank with them, but I wouldn’t be surprised if I had similar fees on my statement. Those banks. When one starts something the other quickly follows.”

“My question is what is the point of the bank nowadays? In the olden days you at least used to get a bit of interest from them, but nowadays if you if you get two cents added to your hundred dollars it’s a miracle.”

I laughed. “It’s not funny,” I said as I tried to hold in my laughter. I took a deep breath. “In fact, it is sad how true it is.”

“It’s so bad that they don’t even have the branch’s telephone number on the correspondence.”

“Yeah. I noticed that on my correspondence as well. Also, the fastest thing they can tell you is to go online.”

“One minute! They charged me twenty dollars. I only went to the bank three times. They owe five dollars. I’m going to call them now and sort that out.”

The fire was in Noel’s eyes. It was on now.

Already Missing Her

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Shane wanted to be near his sister when she went away to college. Photo by William Stitt on Unsplash

I’ve been telling you about Kylie for the past few weeks but what about my darling young man Shane? He did amazing in his exams and as a result got into the school of his choice. He is happy with his results, but I don’t see any eagerness in him to start at this new school. He has been going to the pool with Kylie and much to my surprise had been working with her coach to increase his times and overall stamina. Despite all these things I’ve noticed that my son is quieter than usual.

Every day he talked to Mr. Divine and I saw a joy that took over my son whenever he had one of these conversations. He also seemed to tag along wherever his sister went. I noted that her boyfriend didn’t mind Shane being with them but I still worried about him always being around older kids.

One day when Kylie was out and he seemed to be playing on his iPad I walked by. What I noticed wasn’t a game but rather a website. Slowly I walked up to him. “Shane, what are you doing?”

He put down his iPad and gave me a sad smile.

“Research. I’m looking for schools for kids my age near where Kylie may be going to school.”

His words shocked me but I managed to keep it in. “You found anything good?”

“One or two but it all depends on where Kylie ends up going to university.”

“True, but even if you don’t go to school in the same state you can still visit Kylie often.”

“I guess,” he said with a sigh.

“If you want to go to school near Kylie you can but the school has to be more than just near Kylie. It needs to do the things you are interested in.”

Pouting Shane cuddled against my side. “I’m going to miss her when she is gone mom.”

“Anything is possible so don’t worry. We’ll start looking for proper schools for you so by the end of summer we will have a plan. So let me see these schools you are interested in.

A Million Emotions

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Just a fraction of what I’ve been feeling for the past few months.

Excited and insanely busy in a whirlwind of chaos. That is the best way to describe what my life has been like for the past few months. Things have finally settled and I’m looking forward to starting to post updates to my blog again.

A lot has happened since is haven’t been active online and I’ll be trying my best get you up to date about all the happenings. So, expect a new post in the coming week. I’m so tempted to just blurt out some of what happened but I’ve waited this long, so taking the time to tell you properly is the plan and I’m sticking to it.

So look for WordPress blog post and Facebook post in the coming weeks and I’ll get you back on track with what myself and my family have been up to.

Settling Into Place

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Free and ready for whatever comes next.

From our conversation on the beach, Mr. Divine and I have been doing a lot better. That talk seemed to have opened a floodgate of conversation to make sure that we are staying on track as a couple. We sit down and just try to talk about everything as much as possible and make sure we were on the right page or just the same page about the things that might be a complication.

With Kylie enjoyed her new school and both of them studying for upcoming exams, things were settling back into a quiet state in our home. A while back Kylie had told me was interested in taking several of her exams early so she had started to do extra lessons in preparation for those exams. That had been going well and it was a major help towards her applications into university.

The children’s sporting activities have brought back up the question of the possibility of them having the opportunity to move to another country so they can further their education and ranking in the sport. We all had a long talk and the plan is to wait for Kylie’s results and see if there is any early interest from the universities that she wants to go to. Her swim coach has also been looking into scholarships at her choice universities and several other schools that would teach the courses that interest her. We would know the results in a few months and from there we would revisit the idea of moving as a family or if we would let Kylie go off on her own and have an adventure. Time would tell.

Christmas Past

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Some of the Christmas decorations that were to be seen as we drove out and about.

 

This is the last of my catch-up post and from now on things will be about what is going on right now, as well as short and sweet.

When Christmas came last year, things were a buzz of excitement in my house. I’m used to the kids being excited for this time of year, but this time it was like they were almost jumping out of their skin for the season to come. They were so eager they started to get the house ready even before I asked. In fact, they were asking me, and by the 3rd of December they had the house decorated on the outside and were urging me to get a live Christmas tree so they could decorate it. I got it and by the next weekend we had the tree up.

Mr. Divine has been traveling for the past three weeks and he came home the same time as the tree was going up. He dropped everything and helped us and we ended up having an amazing time putting that tree together. When we were done, we got out a tub of ice cream and enjoyed the lights as they flickered against the walls. It was the perfect way to end our night.

With Mr. Divine here, several events were added to our Christmas social calendar. It was interesting, the huge difference in the types of social experiences my children and I now encountered because of being his wife. I have done more socializing with him in the last year than I did in my pass marriage of just over eighteen years. It was an uplifting experience. We also went to my mother’s house and had the most amazing time. When she had first met Mr. Divine, she took him aside and had a long talk. It seems she decided to give him a top-up on the previous talk for Christmas. From whatever he said to her she was content and came back to us with a huge smile on her face.

We had a wild family-filled and social Christmas last year and from what I understand they have already started planning what we are going to do for Easter this year. I can hardly wait.  To me, this is what life is supposed to be about, family, love and happiness.

Socializing

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A concert can really make a good day better.

In the past, I never went anywhere, but with my husband leaving me and coming to the realization that I was almost a recluse I started to take steps to change that. Things had changed a  lot in the past few years and I must admit by the time my divorce was final I had developed an active social life. Now I attended concerts, exhibitions and various other types of events by myself or with the kids and each one was uniquely amazing. Now that I have married, things have changed.

I still go out to these types of events but now I also go to what I consider as business networking events with Mr. Divine. I have learnt that to know what the movers and shakers are doing in the business and money making area, we needed to go where they were. So now, along with the going out for pleasure, we also go out several times a month to business events. We are meeting a lot of interesting people and discovering so many new and exciting business prospects. I’m excited about and enjoy this new type of going out. Learning a lot and loving it. I can hardly wait for my next event to expand my knowledge and plan my next possible business venture.

Step, Step, Step

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There is always something new around the corner.

Time is flying so fast it is scary. One more day and the month is over…shocking. When I look back at what I…we, have done so far for the year it is reason enough to be truly happy. The martial arts classes are going well. Good fun. Learning how to fall without getting hurt, how to block punches…blows in general. The highlight was when we watched Mr. Divine and his friend fighting to give us a visual of what Krav Maga looks like. It was an epic experience and genuinely beautiful to see. I now understand why Mr. Divine wants us to learn this method of self-defence.

The kids swimming is still going well and Kylie is looking into college overseas. Her swimming has the potential to get her a sports scholarship so we are investigating what schools she might be interested in going to. We’ll spend the next few months trying to find the best fit for her. Some might say why so early but time is flinging by and we have no desire to lose an opportunity due to lack of investigation or not having time to do what needs to be done. Both kids will be moving to new schools in the coming school year so along with sports, they have been catching up with their school work. They are managing their workloads so far and we help whenever needed. We are getting there…yes, we are. Step by step by step.

Settling In

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Things are slowly falling into place.

 

I’m back from my honeymoon but I might as well not be. The buzz is in full control and I’m walking around like I’m a permanent resident of cloud 9. The kids are happy we are back and eager to hear where we went and what we got up to. We gave them an edited version of our trip and they were overjoyed that we got to see so many places in a short timespan.

Now we are back home, we only have two weeks before we plan to leave for a trip as a family. Part of the trip is for us to see Mr. Divine’s house as well as taking Kyle to see some colleges. Then we are going to spend a few days enjoying the theme parks in Florida. It will be a lot of driving and flying but that was going to be all a part of the fun of getting there.

The kids had an amazing time while we were away. They spent their days with friends and family, exploring and relaxing. When we got back home, we had a fun time exchanging stories and sharing pictures. I really had an enjoyable time on that trip. Flying along on the zipline in St. Kitts, jumping off cliff rock and rope swings into breathtaking lagoons of water in more than one beautiful port. Mr. Divine truly indulged mt inner water baby.

Now we are married, Mr. Divine was officially moving into my house. we decided it was easier for one of him to move rather than three of us. We also took into account that the location of my house made it easier for all of us to get to and from work and play easier. The plan was to put his house up for rent with one of the island’s real estate agents that would also maintain and look after the property. If we left the country as a family, that was also the plan air-marked for my house. I have learnt that passive income and making my money work for me is key to building wealth.

I had thought it would be difficult to get used to Mr. Divine always being there, but if I really thought about it, he was by our house more often than not. I had gotten used to more help in the kitchen and around the house. My daughter would smile her little happy smile whenever Mr. Divine did anything sweet and loving, making me know that her opinion of men had not been warped by her father’s horrible, inexcusable actions. My children now had a role model who could help to shape their opinions of right and wrong.

Another thing I noted was that Mr. Divine Didn’t have an excessive amount of clothes and what he did have was high-end of exceptional quality. I questioned him one day to understand the reason for his choices. He explained he discovered when he bought cheaper, for example, shirts. He discovered he had to buy new shirts sooner due to wear and tear. When he bought a little more expensive, they lasted longer. He explained that over time he learned how to buy expensive for less, so now he had the best of both worlds. I was discovering and learning new tricks every day.

When Mr. Divine moved in with us we also decided to do a thorough cleaning of the house. Everything that belonged to Walter that was still in the house we packed in bags and boxes, called the police officers we dealt with in the past, plus our lawyer and his lawyer and made sure the fact I was giving him back what was his, was documented. I even sent him the old lawn mower he bought years ago that stopped working. Any gift he bought me/the house I got rid of too.

In fact, I wanted to get rid of every item of furniture or thing that reminded me of our marriage. It was like some delayed reaction where I just wanted to purge him fully from my life. Mr. Divine and the kids had to calm me down. I had planned of remodeling but they had drifted into the background when other things took a more important place in my life.

“If we are going to renovate then it;s going to have to be well thought out,” said Mr. Divine hugging me close and rubbing my back.

I took a deep breath and tried to calm myself while I considered what Mr. Divine was saying. recently any thought of Walter would just bring the anger boiling up in me and this was no different. In the past, I had gotten to a place where I didn’t even think about Walter or I wasn’t bothered if I heard about him but that had changed because of the recent incidents I’ve had to deal with involving him. I had to work once more at extinguishing him from my life.

“How about we pull out the old ideas we were working on for the house. Have a serious look at them. Look at the other plans we have in play for our lives and make some decisions from there,” I said.

The kids nodded and I relaxed into the couch as they went towards their rooms to plan. The house was just a tiny part of a huge picture and we would look at everything before a decision was made. Sometimes good comes from a supposedly bad situation but it was a matter of finding the good of the situation and working with it. That’s what I’ll do. Re-adjust my attitude and go after what I wanted because that was life.

Kicking Butt

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Martial Arts class is so much fun.

 

Martial Arts class is looking to be a truly exciting and I’m looking forward to my next class to see what I’ll be taught. Kylie came home almost bursting with excitement when she found out the guy would be teaching us, Krav Maga. She is hooked on NCIS at the moment and is in awe of Ziva, so to learn to fight like her would be like double icing on a cake.

I’ve also been watching Shane to making sure he is going okay. He is growing so big, getting so mature. I glad Mr. Divine is there to show him how to be a strong man of integrity, yet remind him of the joys of a boy. I’m so happy there is now a ‘strong’ male figure in his life that he can look up to who makes sure he knows more than just right from wrong but can analyse and discover the truth of situations. My babies are growing up.