My daughter is about to check her phone until she realized she didn’t know about an account at this bank. Photo by Alvaro Reyes on Unsplash
My daughter demanded to know how my Ex got his hands on her and her brother’s money and as she peppered the manager with questions I could tell the man was not used to such a forceful and determined young person.
“Have the papers been filed against him?” she asked our lawyer.
“Yes,” he replied.
“Are we using this or are we going to nail him?” she asked to everyone’s shock.
“What?” Kylie queried when she saw the look on our faces. “I understand the concept of leverage as well as the next person but no matter what you do make sure you get back our money.”
Shane had been going through the bank statements with a highlighter when he nudged his sister and pointed to something. He took a red pen and placed an asterisk next to it then got his sister’s phone and took a picture.
“May I kindly speak to her, please? Knowing my father, I assume there is a ‘her’ he manipulated to get access to our accounts.”
The manager called in the woman.
“Do you consent to have this conversation recorded?” asked my daughter putting her phone in the middle of the table.
The woman hesitated and then slowly noted. “A verbal answer is required,” my daughter explained.
“Yes,” replied the woman.
My daughter pushed some papers across the desk to her. “Please state your name and tell me if this is your signature on this document?” directed Kylie.
“My name is Teresa Mayers and yes this is my signature.”
My daughter went on. “Can you please explain what this form is for and how it came to be added to these accounts?”
“It is a form that allows the named person, in this case, Walter Haynes, full access to the account. Why, because he wanted to be able to better manage to money on the account.”
“What about the persons whose names were on the accounts? Couldn’t they manage the money themselves?”
“He said his children were minors and his wife was a heavy spender. He was afraid she would drain the accounts.”
Kylie pushed another set of papers forward. “Can you see a single withdrawal on this account? When you see the first withdrawal, please state the date.”
She stated them for both accounts. Kylie pointed to the paperwork to access the account.
“How soon after access was granted did the removal of monies happened?”
The bank teller replied. “One week.”
“Who did the withdrawals?” asked Kylie.
“The person who signed the form Walter Haynes. Why are you asking me these questions? You are minor.”
“It’s my money you gave that man access to. My money he has been spending on goodness knows what. So I can ask as many questions as I please. But last question. Did you call the owners of the account or the person in charge of the account to verify the validity of the letter?”
The bank teller looked puzzled. “No. It was signed and dated.”
“Correction,” said Kylie. “The signature is a forgery.” The woman’s eyes popped open.
“My mother would never have signed this letter. Plus, when this was written, we were all in the US looking at universities. I’ve not spoken to my father in almost three or four years why would I want him managing my money?”
The bank teller shrugged, unable to reply. “I want his authorization revoked and a flag put on the account so that the next time he comes in to make a withdrawal, the police are called. I’m done playing games,” said Kylie.
“What do we need to sign to make it happened?” Kylie leaned back in the chair, waiting.
The manager started to get the necessary paperwork and placed the needed blocks on the account so no withdrawals could be made until the children were each twenty-one or older.
“Rental property?” asked Shane to Mr. Divine.
Mr. divine looked at the balances of both accounts.
“By twenty-one, if the market is right. It’s more than possible.”
“Sweet,” said Shane with glee.
Lindsay looked at her daughter going over paperwork and asking questions when she didn’t understand. Kylie’s maturity never ceased to fill her with awe. Her instincts told her this situation with Walter would be reaching a tipping point by the end of the next two to three weeks. During that time things would get really heated and she needed to have her fire extinguisher ready.